Regular Saver ISA

Key Features

Our Regular Saver ISA offers tax-free interest on regular savings whilst providing easy access. Providing you meet the account conditions, we will reward you with an annual interest bonus each year! 

  • You can save for as long as you like, building your balance over time.
  • Maximum initial deposit £500.
  • Change the amount you want to save each calendar month between £25 and £500 and even take a break once a year if necessary.
  • Pay money in by cash or cheque in branch, or by standing order/direct transfer from your bank account
  • Additional bonus for first time buyers

For more information about ISAs, click here.

For your comfort and privacy we open new accounts away from our counter and whilst we endeavour to do this on a drop-in basis, sometimes it is not possible so we would always recommend that you make an appointment at your local branch to avoid disappointment. 

Right for you if:

you're aged 16 or over and wish to make regular savings from income of between £25 and £500 a month


Instant Access

Key Features

A flexible savings account which is also easy to operate. It's been designed to suit the saver who wants the reassurance that they can access their savings without notice or loss of interest. 

  • Open with just £10
  • Withdraw anytime without notice or loss of interest
  • Pay money in by cash or cheque in branch, or by standing order/direct transfer from your bank account
  • Access online or in branch

For your comfort and privacy we open new accounts away from our counter and whilst we endeavour to do this on a drop-in basis, sometimes it is not possible so we would always recommend that you make an appointment at your local branch to avoid disappointment. 

Right for you if:

you need access to your savings without notice or loss of interest.


Triple Access ISA

Key Features

If you can limit access to your savings then benefit from a high rate of tax-free interest with our Triple Access Cash ISA.

  • Up to 3 withdrawals or closure allowed during each 12 month period
  • Pay money in by cash or cheque in branch, or by standing order/direct transfer from your bank account
  • Open with just £10
  • Access online or in branch

For more information about ISAs, click here.

For your comfort and privacy we open new accounts away from our counter and whilst we endeavour to do this on a drop-in basis, sometimes it is not possible so we would always recommend that you make an appointment at your local branch to avoid disappointment. 

Right for you if:

you're aged 16 or over, looking for tax-free interest and can limit access to your savings


Charities, Clubs & Associations

Key Features

Our intention to retain mutual status goes hand in hand with our determination to support local charities and organisations. Having developed strong links with such groups, we have endeavoured to design a savings account specifically tailored to suit their needs. 

  • Features a competitive rate of interest
  • Withdrawals may be made without notice and without penalty
  • Pay money in by cash or cheque in branch, or by standing order/direct transfer from your bank account
  • £1 minimum balance

For your comfort and privacy we open new accounts away from our counter and whilst we endeavour to do this on a drop-in basis, sometimes it is not possible so we would always recommend that you make an appointment at your local branch to avoid disappointment. 

Right for you if:

you're a charity, club or association local to Stockport


Fixed Rate Bond to 28th February 2021

Key Features

A fixed rate savings account, designed to suit a saver who is comfortable locking away their savings for a fixed term, in return for a fixed rate of interest.

  • The rate of interest is fixed until maturity.
  • No withdrawals are permitted and the bond may not be closed until the maturity date.

For your comfort and privacy we open new accounts away from our counter and whilst we endeavour to do this on a drop-in basis, sometimes it is not possible so we would always recommend that you make an appointment at your local branch to avoid dissapointment.

Right for you if:

 if you can lock away your savings for a fixed term.


Sure Start (Under 21's)

Key Features

An account specially designed to suit under 21's. It has a competitive rate of interest with flexibility that allows you to save when you want, and provides the reassurance that you can withdraw when you need to without notice or penalty.

 

  • Special high interest account for young savers
  • Interest rate reduces on the entire balance if it exceeds £10,000
  • Available to account holders up to the age of 21
  • Pay money in by cash or cheque in branch, or by standing order/direct transfer from your bank account
  • Open with just £5

For your comfort and privacy we open new accounts away from our counter and whilst we endeavour to do this on a drop-in basis, sometimes it is not possible so we would always recommend that you make an appointment at your local branch to avoid disappointment. 

Right for you if:

you are under 21 years old with savings of less than £10,000 and you require easy access to your funds.


Easy Access

Key Features

If you require a safe but accessible place to keep your savings and have a minumum deposit of £500 to open an account, then the Easy Access account could be the account you are looking for.

  • Withdrawals may be made at any time
  • Minimum deposit of £500 is required to open the account
  • Save up to £250,000 plus any interest that is added to the account
  • You can pay money in by cash or cheque in branch or by standing order or online banking.

For your comfort and privacy we open new accounts away from our counter and whilst we endeavour to do this on a drop-in basis, sometimes it is not possible so we would always recommend that you make an appointment at your local branch to avoid disappointment.

Right for you if:

You want immediate access to your money and have a minumum deposit of £500 to open the account.


35 Day Notice

Key Features

If you are in the position to be able to safely put away your money and only withdraw by giving 35 days notice, this notice account could be a good option for you.

  • Minimum deposit of £1,000 is required to open the account.
  • Maximum balance of £200,000 plus any interest that is added to the account.
  • Pay money in by cash or cheque in branch or by standing order or online banking.
  • Withdrawals can be made after 35 days notice has been given.
  • Cash withdrawals are not permitted.

For your comfort and privacy we open new accounts away from our counter and whilst we endeavour to do this on a drop-in basis, sometimes it is not possible so we would always recommend that you make an appointment at your local branch to avoid disappointment.

Right for you if:

You don't need immediate access to your money for a minumum period of 35 days.


All accounts available within 25 mile radius of stockport

Need advice on savings accounts?

We offer a comprehensive range of savings and investment accounts to suit everyone. For helpful advice on the best option for your circumstances, start a conversation with us today...

Speak to us

Vernon Building Society
19 St Petersgate
Stockport
SK1 1HF

Tel: 0161 429 6262
Email: info@thevernon.co.uk

Telephone calls are recorded and may be monitored for regulatory and training purposes to help maintain service quality.

*The 'AER' stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Vernon Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (registration number 195475).  You can check this on the Financial Services Register. We are also a participant of the Financial Services Compensation Scheme (FSCS). Details of the scheme can be obtained from www.fscs.org.uk

Telephone calls are recorded and may be monitored for regulatory and training purposes to help maintain service quality.

For independent information about financial products and services visit  www.moneyadviceservice.org.uk

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