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Regular Saver ISA

Key Features

Our Regular Saver ISA offers tax-free interest on regular savings whilst providing easy access. Providing you meet the account conditions, we will reward you with an annual interest bonus each year! 

  • You can save for as long as you like, building your balance over time.
  • Maximum initial deposit £500.
  • Change the amount you want to save each calendar month between £25 and £500 and even take a break once a year if necessary.
  • Pay money in by cash or cheque in branch, or by standing order/direct transfer from your bank account
  • Additional bonus for first time buyers

For more information about ISAs, click here.

For your comfort and privacy we open new accounts away from our counter and whilst we endeavour to do this on a drop-in basis, sometimes it is not possible so we would always recommend that you make an appointment at your local branch to avoid disappointment. 

Right for you if:

you're aged 16 or over and wish to make regular savings from income of between £25 and £500 a month


Instant Access

Key Features

A flexible savings account which is also easy to operate. It's been designed to suit the saver who wants the reassurance that they can access their savings without notice.

  • Open with just £10
  • Withdraw anytime without notice
  • Pay money in by cash or cheque in branch, or by standing order/direct transfer from your bank account
  • Access online or in branch

For your comfort and privacy we open new accounts away from our counter and whilst we endeavour to do this on a drop-in basis, sometimes it is not possible so we would always recommend that you make an appointment at your local branch to avoid disappointment. 

Right for you if:

you need access to your savings without notice.


35 Day Notice

Key Features

If you are in the position to be able to safely put away your money and only withdraw by giving 35 days notice, this notice account could be a good option for you.

  • Minimum deposit of £1,000 is required to open the account.
  • Maximum balance of £200,000 plus any interest that is added to the account.
  • Pay money in by cash or cheque in branch or by standing order or online banking.
  • Withdrawals can be made after 35 days notice has been given.
  • Cash withdrawals are not permitted.

For your comfort and privacy we open new accounts away from our counter and whilst we endeavour to do this on a drop-in basis, sometimes it is not possible so we would always recommend that you make an appointment at your local branch to avoid disappointment.

Right for you if:

You don't need immediate access to your money for a minumum period of 35 days.


Easy Access

Key Features

If you require a safe but accessible place to keep your savings and have a minumum deposit of £500 to open an account, then the Easy Access account could be the account you are looking for.

  • Withdrawals may be made at any time
  • Minimum deposit of £500 is required to open the account
  • Save up to £250,000 plus any interest that is added to the account
  • You can pay money in by cash or cheque in branch or by standing order or online banking.

For your comfort and privacy we open new accounts away from our counter and whilst we endeavour to do this on a drop-in basis, sometimes it is not possible so we would always recommend that you make an appointment at your local branch to avoid disappointment.

Right for you if:

You want immediate access to your money and have a minumum deposit of £500 to open the account.


Easy Access Cash ISA

Key Features

  • This account is available to UK residents only who live within a 25-mile radius of Stockport and are 16 years and above. 
  • A minimum deposit of £500 is required to open the account. You can deposit by cash or cheque in branch or by standing order or online banking.  
  • You can open and manage the account in branch or by post. Your transactions and balance will be printed in your passbook.
  • Additionally, you can keep up to date by registering for our Online Services.
  • This account allows Transfers In from other Cash ISA Managers.
  • You may make deposits up to the maximum Cash ISA subscription limit in a tax year. The subscription limit is set by HM Revenue & Customs.
  • This is a Flexible ISA so you can withdraw funds from your account and replace them without it counting towards your annual allowance, so long as you replace the funds in the same tax year.

Right for you if:

If you are aged 16 and over, looking for tax-free interest with easy access to your money.


Charities, Clubs & Associations

Key Features

Our intention to retain mutual status goes hand in hand with our determination to support local charities and organisations. Having developed strong links with such groups, we have endeavoured to design a savings account specifically tailored to suit their needs. 

  • Features a competitive rate of interest
  • Withdrawals may be made without notice and without penalty
  • Pay money in by cash or cheque in branch, or by standing order/direct transfer from your bank account
  • £1 minimum balance

For your comfort and privacy we open new accounts away from our counter and whilst we endeavour to do this on a drop-in basis, sometimes it is not possible so we would always recommend that you make an appointment at your local branch to avoid disappointment. 

Right for you if:

you're a charity, club or association local to Stockport


Fixed Rate Bond to 31st October 2021

Key Features

A fixed rate savings account, designed to suit a saver who is comfortable locking away their savings for a fixed term, in return for a fixed rate of interest.

  • The rate of interest is fixed until maturity.
  • No withdrawals are permitted and the bond may not be closed until the maturity date.

For your comfort and privacy we open new accounts away from our counter and whilst we endeavour to do this on a drop-in basis, sometimes it is not possible so we would always recommend that you make an appointment at your local branch to avoid disappointment.

You can also open an account by post via a branch. To open an account by post you must download and complete a Savings Account Application Form and send it to; Vernon Building Society, 19 St Petersgate, Stockport SK1 1HF along with a cheque for your initial investment.

Please refer to the 'How do I open and manage my account' on the Summary of Account section for important information before submitting an application.

 

Right for you if:

 if you can lock away your savings for a fixed term.


Fixed Rate Bond to 31st October 2022

Key Features

A fixed rate savings account, designed to suit a saver who is comfortable locking away their savings for a fixed term, in return for a fixed rate of interest.

  • The rate of interest is fixed until maturity.
  • No withdrawals are permitted and the bond may not be closed until the maturity date.

For your comfort and privacy we open new accounts away from our counter and whilst we endeavour to do this on a drop-in basis, sometimes it is not possible so we would always recommend that you make an appointment at your local branch to avoid disappointment.

You can also open an account by post via a branch. To open an account by post you must download and complete a Savings Account Application Form and send it to; Vernon Building Society, 19 St Petersgate, Stockport SK1 1HF along with a cheque for your initial investment.
 
Please refer to the 'How do I open and manage my account' on the Summary of Account section for important information before submitting an application.
 
 

Right for you if:

 if you can lock away your savings for a fixed term.


Young Saver Easy Access

Key Features

Special high interest account for young savers

Available to account holders up to the age of 18

Pay money in by cash or cheque in branch, or by standing order/direct transfer from your bank account

Open with just £10

Right for you if:

You are under the age of 18 and wish to have immediate access to your funds.


All accounts available within 25 mile radius of stockport

Need advice on savings accounts?

We offer a comprehensive range of savings and investment accounts to suit everyone. For helpful advice on the best option for your circumstances, start a conversation with us today...

Speak to us

Vernon Building Society
19 St Petersgate
Stockport
SK1 1HF

Tel: 0161 429 6262
Email: info@thevernon.co.uk

Telephone calls are recorded and may be monitored for regulatory and training purposes to help maintain service quality.

*The 'AER' stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Vernon Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (registration number 195475).  You can check this on the Financial Services Register. We are also a participant of the Financial Services Compensation Scheme (FSCS). Details of the scheme can be obtained from www.fscs.org.uk

Telephone calls are recorded and may be monitored for regulatory and training purposes to help maintain service quality.

For independent information about financial products and services visit  www.moneyadviceservice.org.uk