Our Accounts

Instant Access

Key Features

A flexible savings account which is also easy to operate. It's been designed to suit the saver who wants the reassurance that they can access their savings without notice or loss of interest. 

  • Open with just £10
  • Withdraw anytime without notice or loss of interest
  • Pay money in by cash or cheque in branch, or by standing order/direct transfer from your bank account
  • Access online or in branch

Right for you if:

you need access to your savings without notice or loss of interest.


Triple Access ISA

Key Features

If you can limit access to your savings then benefit from a high rate of tax-free interest with our Triple Access Cash ISA.

  • Up to 3 withdrawals or closure allowed during each 12 month period
  • Pay money in by cash or cheque in branch, or by standing order/direct transfer from your bank account
  • Open with just £10
  • Access online or in branch

For more information about ISAs, click here.

Right for you if:

you're aged 16 or over, looking for tax-free interest and can limit access to your savings


Triple Access ISA

Key Features

If you can limit access to your savings then benefit from a high rate of tax-free interest with our Triple Access Cash ISA.

  • Up to 3 withdrawals or closure allowed during each 12 month period
  • Pay money in by cash or cheque in branch, or by standing order/direct transfer from your bank account
  • Open with just £10
  • Access online or in branch

For more information about ISAs, click here.

Right for you if:

you're aged 16 or over, looking for tax-free interest and can limit access to your savings


Charities, Clubs & Associations

Key Features

Our intention to retain mutual status goes hand in hand with our determination to support local charities and organisations. Having developed strong links with such groups, we have endeavoured to design a savings account specifically tailored to suit their needs. 

  • Features a high rate of interest
  • Withdrawals may be made without notice and without penalty
  • Pay money in by cash or cheque in branch, or by standing order/direct transfer from your bank account
  • £1 minimum balance

Right for you if:

you're a charity, club or association local to Stockport


Regular Saver ISA

Key Features

Our Regular Saver ISA offers tax-free interest on regular savings whilst providing easy access. Providing you meet the account conditions, we will reward you with an annual interest bonus each year! 

  • You can save for as long as you like, building your balance over time.
  • Maximum initial deposit £500.
  • Change the amount you want to save each month between £25 and £500 and even take a break once a year if necessary.
  • Pay money in by cash or cheque in branch, or by standing order/direct transfer from your bank account
  • Additional bonus for first time buyers

For more information about ISAs, click here.

Right for you if:

you're aged 16 or over and wish to make regular savings from income of between £25 and £500 a month


Regular Saver ISA

Key Features

Our Regular Saver ISA offers tax-free interest on regular savings whilst providing easy access. Providing you meet the account conditions, we will reward you with an annual interest bonus each year! 

  • You can save for as long as you like, building your balance over time.
  • Maximum initial deposit £500.
  • Change the amount you want to save each month between £25 and £500 and even take a break once a year if necessary.
  • Pay money in by cash or cheque in branch, or by standing order/direct transfer from your bank account
  • Additional bonus for first time buyers

For more information about ISAs, click here.

Right for you if:

you're aged 16 or over and wish to make regular savings from income of between £25 and £500 a month


Capital Access

Key Features

If you require a safe but accessible place to keep your savings with a competitive rate of interest, then the Capital Access account could be just what you are looking for. The only thing we ask is that you keep at least £1,000 in the account and maintain a minimum transaction level of at least £1,000.

  • Withdrawals may be made at any time by bank transfer or cheque (not cash).
  • Minimum account balance of £1,000
  • Pay money in by cash or cheque in branch, or by standing order/direct transfer from your bank account
  • Save up to £250,000

Right for you if:

you can maintain a minimum transaction level of £1,000 and a minimum balance of £1,000


Triple Access

Key Features

If you can limit access to your savings then benefit from a high rate of interest with our Triple Access account.

  • Up to 3 withdrawals or closure are allowed during each 12 month period
  • Just £10 minimum balance 
  • Pay money in by cash or cheque in branch, or by standing order/direct transfer from your bank account
  • Access online or in branch

Right for you if:

you can limit access to your money in return for a higher rate of interest


Advantage

Key Features

Realising that many people are keen to plan ahead and achieve independence, we've designed a savings account for those between the ages of 16 and 20. You can save what you want, when you want, and have the reassurance that you can draw out money when you need to without notice or loss of interest.

  • Special high interest account for young savers
  • Interest rate reduces on the entire balance if it exceeds £10,000
  • Available to account holders between the age of 16 - 20
  • Pay money in by cash or cheque in branch, or by standing order/direct transfer from your bank account
  • Open with just £5

Right for you if:

you are aged 16-20 with savings of less than £10,000 and you require easy access to your funds.


Sure Start (Under 16's)

Key Features

An account specially designed to suit under 16's. It has a competitive rate of interest with flexibility that allows you to save when you want, and provides the reassurance that you can withdraw when you need to without notice or penalty.

  • Special high interest account for young savers
  • Interest rate reduces on the entire balance if it exceeds £10,000
  • Available to account holders up to the age of 15
  • Pay money in by cash or cheque in branch, or by standing order/direct transfer from your bank account
  • Open with just £5

Right for you if:

you are under 16 years old with savings of less than £10,000 and you require easy access to your funds.


Help to Buy: ISA

Key Features

If you are a first-time buyer saving towards your deposit, you could benefit from a 25% savings boost from our Help to Buy: ISA and an additional 10% bonus from the Vernon.

Save an initial deposit of up to £1,200 followed by further monthly deposits of up to £200 per month. This will earn a great rate of tax free interest.

When used for the deposit on a house the Government will pay a bonus of 25% on your final balance (min £400 max £3,000). What’s more, if your mortgage is with us, we will pay an additional bonus of 10% on your final balance (min £160 max £1,000) provided you have held a Help to Buy: ISA with us for a minimum of 6 months. Both bonuses are subject to a minimum savings balance of £1,600.

For more information, read our Help to Buy: ISA frequently asked questions.

Right for you if:

you're aged 16 or over and saving for your first home


Help to Buy: ISA

Key Features

If you are a first-time buyer saving towards your deposit, you could benefit from a 25% savings boost from our Help to Buy: ISA and an additional 10% bonus from the Vernon.

Save an initial deposit of up to £1,200 followed by further monthly deposits of up to £200 per month. This will earn a great rate of tax free interest.

When used for the deposit on a house the Government will pay a bonus of 25% on your final balance (min £400 max £3,000). What’s more, if your mortgage is with us, we will pay an additional bonus of 10% on your final balance (min £160 max £1,000) provided you have held a Help to Buy: ISA with us for a minimum of 6 months. Both bonuses are subject to a minimum savings balance of £1,600.

For more information, read our Help to Buy: ISA frequently asked questions.

Right for you if:

you're aged 16 or over and saving for your first home


All accounts available within 25 mile radius of stockport

Need advice on savings accounts?

We offer a comprehensive range of savings and investment accounts to suit everyone. For helpful advice on the best option for your circumstances, start a conversation with us today...

Speak to us