3.74% which includes a 1.46% discount from our standard variable rate for 2 years followed by our standard variable rate for the remainder of the term, currently 5.20%.
Early Repayment Charge
A full or partial capital repayment, which exceeds 10% of the capital balance amount in any one year during the discount period, will attract an early repayment charge of 3% on the excess payment in the first year followed by 2% in the second year.
An arrangement fee of £999 applies. This can be added to the loan on completion however this will result in interest being charged on it making the overall fee greater over the term of the mortgage.
A valuation fee is payable. This amount varies depending upon the value of the property. Click here
for our latest valuation fee scale.
For a comprehensive list of other fees and charges that may apply to you as a mortgage customer, click here
Minimum age of applicant: 18
Maximum age at maturity: 85
Minimum term: 5 years, maximum 35 years
Minimum loan size: £25,000
Property location: England & Wales