Why the Vernon?
Our personal service and individual approach differentiates us from many other financial institutions. People choose the Vernon for many reasons; here are a few:
Face-to-face Advice
Members value face to face advice and that’s why we continue to invest in our branch network. We have qualified mortgage advisers available at every branch.
Local
With almost a century of local knowledge, we fully understand the unique needs of a community that is at the heart of everything we do.
Human Underwriter
Common sense decisions by experienced underwriters, not computers. We understand life can sometimes be complicated.
Help Throughout
We offer a knowledgeable and experienced approach with a single point of contact - no call centres. Our people have on average over 10 years’ service with the Vernon.
Lasting Relationships
Founded in 1924, the Vernon has served generations of members. From our younger savers accounts, to retirement mortgages; the Vernon is here for you, for life.
Buy To Let Mortgages
- Product Name
- Initial Rate
- Subsequent Rate (SVR)
- The overall cost for comparison
- Incentives
- Maximum loan to value (LTV)
- Fees
- Early repayment charge
-
- 3 Year Discount Buy to Let Personal Applicant and Limited Company
- Up to 75% LTV
- Initial Rate
- 3.49%
- Subsequent Rate (SVR)
- 5.20%
- The overall cost for comparison
- 5.0% APRC
- Incentives
- None
- Maximum loan to value (LTV)
- 75%
- Fees
-
Arrangement Fee: £1,499
- Early repayment charge
- Apply for 3 years
-
Full details
-
- 3 Year 1.71% Discount Holiday Buy to Let Limited Company
- Up to 75% LTV
- Initial Rate
- 3.49%
- Subsequent Rate (SVR)
- 5.20%.
- The overall cost for comparison
- 5.0% APRC
- Incentives
- None
- Maximum loan to value (LTV)
- 75%
- Fees
-
Arrangement Fee: £1,499
- Early repayment charge
- Apply for 3 years
-
Full details
-
- 5 Year Discount Holiday Buy to Let Mortgage (Personal Applicant)
- Up to 75% LTV
- Initial Rate
- 3.24%
- Subsequent Rate (SVR)
- 5.20%.
- The overall cost for comparison
- 4.70% APRC
- Incentives
- None
- Maximum loan to value (LTV)
- 75%
- Fees
-
Arrangement Fee: £999
- Early repayment charge
- Apply for 5 years
-
Full details
-
- 5 Year Discount Holiday Buy to Let Limited Company
- Up to 75% LTV
- Initial Rate
- 3.49%
- Subsequent Rate (SVR)
- 5.20%
- The overall cost for comparison
- 4.70% APRC
- Incentives
- None
- Maximum loan to value (LTV)
- 75%
- Fees
-
Arrangement Fee: £1,499
- Early repayment charge
- Apply for 5 years
-
Full details
-
- 3 Year 1.96% Discount Holiday Buy to Let Personal Applicant
- Up to 75% LTV
- Initial Rate
- 3.24%
- Subsequent Rate (SVR)
- 5.20%
- The overall cost for comparison
- 4.9% APRC
- Incentives
- None
- Maximum loan to value (LTV)
- 75%
- Fees
-
Arrangement Fee: £999
- Early repayment charge
- Apply for 3 years
-
Full details
-
Representative example
Your home may be repossessed if you do not keep up repayments
Need advice on mortgages?
We aim to make applying for your mortgage as stress free and easy to understand as possible by helping you with your mortgage choices and application. Start a conversation with us today...
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