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Buy To Let Mortgages

We assess each application on it's own merits to find the perfect fit

Why the Vernon?

Our personal service and individual approach differentiates us from many other financial institutions. People choose the Vernon for many reasons; here are a few:

Face-to-face Advice

Members value face to face advice and that’s why we continue to invest in our branch network. We have qualified mortgage advisers available at every branch.

Local

With almost a century of local knowledge, we fully understand the unique needs of a community that is at the heart of everything we do.

Human Underwriter

Common sense decisions by experienced underwriters, not computers. We understand life can sometimes be complicated.

Help Throughout

We offer a knowledgeable and experienced approach with a single point of contact - no call centres. Our people have on average over 10 years’ service with the Vernon.

Lasting Relationships

Founded in 1924, the Vernon has served generations of members. From our younger savers accounts, to retirement mortgages; the Vernon is here for you, for life.

How much can you borrow? Click here to find out...

Buy To Let Mortgages

Product Name
Initial Rate
Subsequent Rate (SVR)
The overall cost for comparison
Incentives
Maximum loan to value (LTV)
Fees
Early repayment charge
 
5 Year Discount Holiday Buy to Let Mortgage (Personal Applicant)
Up to 70% LTV
Initial Rate
3.24%
Subsequent Rate (SVR)
5.20%.
The overall cost for comparison
4.70% APRC
Incentives
None
Maximum loan to value (LTV)
70%
Fees
Arrangement Fee: £999
Early repayment charge
Apply for 5 years
Full details
3 Year Discount Buy to Let Personal Applicant and Limited Company
Up to 75% LTV
Initial Rate
3.49%
Subsequent Rate (SVR)
5.20%
The overall cost for comparison
5.0% APRC
Incentives
None
Maximum loan to value (LTV)
75%
Fees
Arrangement Fee: £1,499
Early repayment charge
Apply for 3 years
Full details
5 Year Discount Holiday Buy to Let Limited Company
Up to 70% LTV
Initial Rate
3.49%
Subsequent Rate (SVR)
5.20%
The overall cost for comparison
4.70% APRC
Incentives
None
Maximum loan to value (LTV)
70%
Fees
Arrangement Fee: £1,499
Early repayment charge
Apply for 5 years
Full details

Representative example

Your home may be repossessed if you do not keep up repayments

Need advice on mortgages?

We aim to make applying for your mortgage as stress free and easy to understand as possible by helping you with your mortgage choices and application. Start a conversation with us today...

Speak to us

Vernon Building Society
19 St Petersgate
Stockport
SK1 1HF
Tel: 0161 429 6262
Email: info@thevernon.co.uk

Telephone calls are recorded and may be monitored for regulatory and training purposes to help maintain service quality.

*The 'AER' stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Vernon Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (registration number 195475).  You can check this on the Financial Services Register. We are also a participant of the Financial Services Compensation Scheme (FSCS). Details of the scheme can be obtained from www.fscs.org.uk

Telephone calls are recorded and may be monitored for regulatory and training purposes to help maintain service quality.

For independent information about financial products and services visit  www.moneyadviceservice.org.uk

© 2021 Vernon Building Society
All rights reserved