Buy To Let

Dedicated service from a long standing provider

Why the Vernon?

Our personal service and individual approach differentiates us from many other financial institutions. People choose the Vernon for many reasons; here are a few:

Face-to-face Advice

Members value face to face advice and that’s why we continue to invest in our branch network. We have qualified mortgage advisers available at every branch.


With almost a century of local knowledge, we fully understand the unique needs of a community that is at the heart of everything we do.

Human Underwriter

Common sense decisions by experienced underwriters, not computers. We understand life can sometimes be complicated.

Help Throughout

We offer a knowledgeable and experienced approach with a single point of contact - no call centres. Our people have on average over 10 years’ service with the Vernon.

Lasting Relationships

Founded in 1924, the Vernon has served generations of members. From our younger savers accounts, to retirement mortgages; the Vernon is here for you, for life.

Buy To Let Mortgages

Product Name
Initial Rate
Subsequent Rate (SVR)
The overall cost for comparison
Maximum loan to value (LTV)
Early repayment charge
Buy to Let
3 Year Discount
Initial Rate
Subsequent Rate (SVR)
The overall cost for comparison
5.0% APRC
Maximum loan to value (LTV)
Arrangement fee: 0.5% of loan (minimum £500)
Early repayment charge
Full details

Representative example

A mortgage of £92,500 payable over 16 years and 3 months on an initial rate of 4.20% which includes a 0.75% discount from our standard variable rate for 3 years and then on our standard variable rate, currently 4.95%, for the remaining 13 years and 3 months would require 36 monthly payments of £655.25 and 159 monthly payments of £685.31.

The total amount payable would be £133,678.29 made up of the loan amount plus interest (£40,053.29) and arrangement fee (£500), valuation fee (£205), solicitor fees (£250), Funds Transfer Fee (£15) and a Mortgage Exit Fee (£155).

The overall cost for comparison is 5.0% APRC representative.

Your home may be repossessed if you do not keep up repayments

Need advice on mortgages?

We aim to make applying for your mortgage as stress free and easy to understand as possible by helping you with your mortgage choices and application. Start a conversation with us today...

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