Coronavirus (COVID-19)

If you are concerned about Coronavirus and the impact this may have on your finances, we are here to support you. We are updating our website regularly with information you may need, including any updates on our branch opening times.

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Offset Mortgages

We assess each application on it's own merits to find the perfect fit

Why the Vernon?

Our personal service and individual approach differentiates us from many other financial institutions. People choose the Vernon for many reasons; here are a few:

Face-to-face Advice

Members value face to face advice and that’s why we continue to invest in our branch network. We have qualified mortgage advisers available at every branch.


With almost a century of local knowledge, we fully understand the unique needs of a community that is at the heart of everything we do.

Human Underwriter

Common sense decisions by experienced underwriters, not computers. We understand life can sometimes be complicated.

Help Throughout

We offer a knowledgeable and experienced approach with a single point of contact - no call centres. Our people have on average over 10 years’ service with the Vernon.

Lasting Relationships

Founded in 1924, the Vernon has served generations of members. From our younger savers accounts, to retirement mortgages; the Vernon is here for you, for life.

Offset Mortgages

Representative example

Your home may be repossessed if you do not keep up repayments

Need advice on mortgages?

We aim to make applying for your mortgage as stress free and easy to understand as possible by helping you with your mortgage choices and application. Start a conversation with us today...

Speak to us

Vernon Building Society
19 St Petersgate

Tel: 0161 429 6262

Telephone calls are recorded and may be monitored for regulatory and training purposes to help maintain service quality.

*The 'AER' stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.


Vernon Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (registration number 195475).  You can check this on the Financial Services Register. We are also a participant of the Financial Services Compensation Scheme (FSCS). Details of the scheme can be obtained from

Telephone calls are recorded and may be monitored for regulatory and training purposes to help maintain service quality.

For independent information about financial products and services visit