5.19% fixed until 31.01.2030.

Our Standard Variable Rate* for the remainder of the term, currently 8.10%.

7.1% APRC

Fees

Funds transfer fee - £20 (payable before completion)

Mortgage exit fee - £100 (payable when the mortgage is fully repaid)

Incentives

One free valuation included, up to the value of £1,000.

No arrangement fee.

A full or partial capital repayment, which exceeds 10% of the capital balance amount in any one year during the fixed period, will attract an early repayment charge of:

5% until 31.01.2026

4% until 31.01.2027

3% until 31.01.2028

2% until 31.01.2030

Purchase or Remortgage

Capital & Interest

95%

Minimum £118,750 – Maximum £350,000

Portability

This product is portable and can be transferred from the existing property to a new property.

Eligibility

Property must be in England and Wales with a value of £125,000 or more.

Mortgages are subject to underwriting.

This information is to help you understand the typical cost of this mortgage and is not representative of your personal circumstances.

A mortgage of £130,585.00, payable over 29 years, on a capital & interest repayment basis, initially on a fixed rate of 5.19% until 31.01.2030, and then on our Standard Variable Rate, currently 8.10%, for the remaining 24 years. The initial term would require 64 monthly payments of £726.61 followed by 284 monthly payments of £940.26.

The total amount payable would be £313,906.88, made up of the loan amount (£130,585.00), plus interest (£182,951.88), Solicitor Fee (£250), Funds Transfer Fee (£20), and a Mortgage Exit Fee (£100).

The overall cost for comparison is 7.10% APRC.