Lending Criteria

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Buy for Uni | Affordability

Affordability is based on the rental income.

If the rental income does not fully support the loan, an affordability assessment will be conducted on the parental borrowers.

Student maintenance grants can be included and considered as income.


Non-Guaranteed Income | Non-Contracted Shift Allowance

50% as a secondary applicant (100% if 3 years history is provided, refer to Intermediary team).

See individual affordability calculation for specific case requirement.